Everyone can have an accident. The next step is to be prepared in case of a collision, and be financially ready to deal with it. Do you want a trustworthy friend to take care of your damages and fight for you? You got us. We will take care of everything financially, while you focus on recollecting your life.<\/p>\n
Our collision auto insurance<\/strong> covers damage to your vehicle caused by contact with another vehicle or object, including rollovers. Your collision coverage covers your vehicle regardless of who is at fault for the damage.<\/p>\n Examples of items covered by collision insurance<\/strong> include damages caused by:<\/p>\n <\/p>\n Collision coverage <\/strong>comes with a deductible, which means you are responsible for some of the initial costs to repair your vehicle. Deductibles typically range from $250 to over $1,000 (per event, not per year). If you have a $750 deductible, and the drive-thru incident causes $1,000 in damage, you will only pay $750, and your insurer will pay $250.<\/p>\n If another vehicle is responsible for your car\u2019s damage, but you use your collision coverage<\/strong> for the claim, you still owe your deductible. However, your auto insurance company should subrogate (try to recover your repair costs from the at-fault party). If it is successful in its subrogation, your deductible may be refunded to you.<\/p>\n So, call us now and get a free quote for your vehicles.<\/p>\n\n