{"id":17523,"date":"2020-06-20T12:31:01","date_gmt":"2020-06-20T12:31:01","guid":{"rendered":"http:\/\/www.mafolewouh.com\/insurance\/?p=17523"},"modified":"2020-06-26T08:47:58","modified_gmt":"2020-06-26T08:47:58","slug":"term-rop","status":"publish","type":"post","link":"https:\/\/www.mafolewouh.com\/insurance\/term-rop\/","title":{"rendered":"TERM ROP"},"content":{"rendered":"<p>Having a hard time understanding confusing and complicated life insurance policies? Let us break it down for you. In a broader sense, there are two types of life insurance policies: <strong>permanent life insurance<\/strong> and <strong>term life insurance.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<h3><strong>What is Permanent Life Insurance?<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<ul>\n<li>Permanent life insurance is a type of life insurance that can stay in force for your entire life, as long as you pay your premiums in full.<\/li>\n<li>Permanent life insurance usually, but not always, builds cash value for you that you can use for expenses later in life.<\/li>\n<\/ul>\n<h3><\/h3>\n<p>&nbsp;<\/p>\n<h3><strong>What is Term Life Insurance?<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<ul>\n<li>Term life insurance is only in force for a specified amount of time; usually, 10, 15, 20, or 30 years, depending upon your contract.<\/li>\n<li>At the end of the term, your coverage expires, and you will need to either convert your policy to a permanent life insurance plan (if available) or purchase a new policy for a new term.<\/li>\n<li>To counter the drawback of an expiration date, you will find that term life insurance is somewhat less expensive than permanent life insurance.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<a  itemprop=\"url\" href=\"http:\/\/www.mafolewouh.com\/insurance\/life\/\" target=\"_self\"  class=\"qbutton  medium default\" style=\"\">GET A FREE QUOTE  NOW<\/a>\n","protected":false},"excerpt":{"rendered":"<p>Having a hard time understanding confusing and complicated life insurance policies? Let us break it down for you. In a broader sense, there are two&#8230;<\/p>\n","protected":false},"author":1,"featured_media":17510,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[199],"tags":[],"class_list":["post-17523","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life"],"_links":{"self":[{"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/posts\/17523","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/comments?post=17523"}],"version-history":[{"count":11,"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/posts\/17523\/revisions"}],"predecessor-version":[{"id":17862,"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/posts\/17523\/revisions\/17862"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/media\/17510"}],"wp:attachment":[{"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/media?parent=17523"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/categories?post=17523"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mafolewouh.com\/insurance\/wp-json\/wp\/v2\/tags?post=17523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}