24 Dec High School Athlectic
In the blink of an eye, a high school football player can suffer a severe concussion or a cheerleader can suffer a broken leg. Given the dangers of high school athletics, football players, cheerleaders and other athletes pay a lot of attention to safety. And many of their parents pay for supplemental insurance as a safeguard.
Each year, more than 7 million high school students participate in athletic events, according to the National Federation of State High School Associations. Of those students, more than 5 million have accidental injury insurance policies to cover muscle pulls, broken bones and even paralysis or death.
Typically, state athletic associations require their member schools or school districts to offer a minimum amount of insurance coverage for each student participating in extracurricular activities. This coverage usually is paid for by a student’s parents, although some districts help with the costs. A student who’s on his or her parents’ health insurance policy normally isn’t required to be covered by supplemental accident insurance.